> For the complete documentation index, see [llms.txt](https://underwriting.homium.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://underwriting.homium.io/eligibility/borrower-eligibility.md).

# Borrower Eligibility

Homium closes and funds mortgages made to borrowers who are natural persons and have reached the age at which the mortgage note can be enforced in the jurisdiction where the property is located. There is no maximum age limit for a borrower. 

Exceptions to the requirement that borrowers be natural persons are:

* inter vivos revocable trusts