VA Benefits Income

The following table provides verification requirements for income from VA benefits.

	Verification of VA Benefits Income
	Document the borrower’s receipt of VA benefits with a letter or distribution form from the VA.
	Verify that the income can be expected to continue for a minimum of three years from the date of the mortgage application. (Verification is not required for VA retirement or long-term disability benefits.)

Note: Education benefits are not acceptable income because they are offset by education expenses.