> For the complete documentation index, see [llms.txt](https://underwriting.homium.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://underwriting.homium.io/insurance/liability-and-fidelity-crime-insurance-requirements-for-properties-in-a-project/fidelity-crime-insurance-requirements-for-properties-in-a-project/named-insured.md).

# Named Insured

The fidelity/crime insurance policy must designate the HOA as the named insured with premiums paid as a common expense by the HOA.