# General Property Insurance Requirements for all Property Types The borrower has the right to select the insurer of their choice to provide property insurance for the subject property, provided that the insurance meets Homium’s requirements. The underwriter must ensure that the insurer, policy, and coverage meet Homium’s requirements. In some cases, Homium may require additional coverage that differs from these requirements. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://underwriting.homium.io/insurance/property-and-flood-insurance/general-property-insurance-requirements-for-all-property-types.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.