> For the complete documentation index, see [llms.txt](https://underwriting.homium.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://underwriting.homium.io/insurance/title-insurance/title-insurer-requirements.md).

# Title Insurer Requirements

A title insurer must be:

* duly authorized and licensed, as required, to issue title insurance in the state where the property is located; and 
* further evaluated in accordance with the Homium’s procedures for title insurer approval, which may include factors such as 
* an acceptable rating from a rating agency,
* financial strength of the title insurer,
* adequate reserves,
* record related to satisfactory title claim resolution, or
* strength of a reinsurance arrangement subject to the guidelines below.

Note: Iowa Title Guaranty is an acceptable title guarantor for properties located in the state of Iowa.