Title Insurer Requirements

A title insurer must be:

• duly authorized and licensed, as required, to issue title insurance in the state where the property is located; and

• further evaluated in accordance with the Homium’s procedures for title insurer approval, which may include factors such as

• an acceptable rating from a rating agency,

• financial strength of the title insurer,

• adequate reserves,

• record related to satisfactory title claim resolution, or

• strength of a reinsurance arrangement subject to the guidelines below.

Note: Iowa Title Guaranty is an acceptable title guarantor for properties located in the state of Iowa.