Required Creditor Information

For each debt listed, the report must provide:

• the creditor’s name,

• the date the account was opened,

• the amount of the highest credit,

• the current status of the account,

• the required payment amount,

• the unpaid balance, and

• a payment history.

The report must indicate the dates that accounts were last updated with the creditors. Each account with a balance must have been checked with the creditor within 90 days of the date of the credit report.