> For the complete documentation index, see [llms.txt](https://underwriting.homium.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://underwriting.homium.io/underwriting-borrowers/credit-assessment/requirements-for-credit-reports/required-creditor-information.md).

# Required Creditor Information

For each debt listed, the report must provide:

* the creditor’s name,
* the date the account was opened,
* the amount of the highest credit,
* the current status of the account,
* the required payment amount,
* the unpaid balance, and
* a payment history.

The report must indicate the dates that accounts were last updated with the creditors. Each account with a balance must have been checked with the creditor within 90 days of the date of the credit report.