> For the complete documentation index, see [llms.txt](https://underwriting.homium.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://underwriting.homium.io/insurance/property-and-flood-insurance/flood-insurance-requirements-for-all-property-types/deductible-requirements.md).

# Deductible Requirements

The following table describes the maximum deductible allowed by Homium for an NFIP or a private flood insurance policy.

<table data-header-hidden><thead><tr><th width="150"></th><th></th></tr></thead><tbody><tr><td>Property Type</td><td>Deductible Requirement</td></tr><tr><td>One- to four-unit properties</td><td>The deductible must not exceed the maximum deductible amount currently offered by NFIP for one- to four-unit properties insured under an NFIP Dwelling Form. </td></tr><tr><td>Condo projects</td><td>The deductible must not exceed the maximum deductible amount currently offered by NFIP for condo projects insured by an RCBAP. This deductible requirement applies to all condo projects, regardless of the percentage of commercial space. </td></tr><tr><td>PUDs</td><td>The deductible on individual attached or detached PUD units must not exceed the maximum deductible amount currently offered by NFIP for one- to four-unit properties insured under an NFIP Dwelling Form. </td></tr></tbody></table>